Winona HRT Cost: Treatment Prices, Insurance and Recurring Charges
Menopause and perimenopause hormone therapy · prices read November 6, 2026
Winona prices each hormone product separately, so your monthly cost is the sum of what you are prescribed. The advertised starting rates are $39 for progesterone capsules, $54 for estrogen tablets, $149 for estrogen patches and $89 for each cream. Tablets plus capsules add up to $93, patches plus capsules to $188, and the combined estrogen-and-progesterone cream is $89 on its own (our arithmetic from the starting rates).
Winona says its prescription prices include ongoing doctor access and standard shipping. It does not bill insurance; it accepts HSA and FSA cards, and its own pages disagree about reimbursement, covered below.
Winona treatment prices
| Treatment | Form | Advertised starting price | Notes |
|---|---|---|---|
| Progesterone Capsules | Oral capsule | From $39/month advertised; billing plan varies | Winona describes the finished product as FDA approved |
| Estrogen Tablets | Oral tablet | From $54/month advertised; billing plan varies | Winona describes the finished product as FDA approved |
| Estrogen Patch | Transdermal patch | From $149/month advertised; billing plan varies | Winona describes the finished product as FDA approved |
| Estrogen Body Cream | Topical cream | From $89/month advertised; billing plan varies | Compounded by Winona’s pharmacy; not an FDA-approved drug product |
| Progesterone Body Cream | Topical cream | From $89/month advertised; billing plan varies | Compounded by Winona’s pharmacy; not an FDA-approved drug product |
| Estrogen Body Cream with Progesterone | Topical cream | From $89/month advertised; billing plan varies | Compounded by Winona’s pharmacy; not an FDA-approved drug product |
| Vaginal Estrogen Cream | Vaginal cream | From $89/month advertised; billing plan varies | Compounded by Winona’s pharmacy; not an FDA-approved drug product |
| DHEA | Oral supplement | From $27 per three-month supply | Supplement |
Winona publishes each starting rate without tying it to a supply size. It offers 30-day and 90-day supplies, processed every 28 and 84 days, and the strength, supply and treatment decide your actual charge. DHEA’s $27 covers three months, not one.
A 28-day schedule means more than 12 charges in a calendar year. Compare the amount due and the next processing date, not only the monthly headline.
1, 2What the price includes, and what costs extra
Winona says the published prescription prices include ongoing access to its doctors by secure message (typical replies take 24 to 48 hours) and standard shipping. Standard USPS Ground Advantage shipping is free and takes two to five business days after one to two days of pharmacy preparation. Faster options cost extra: USPS Priority $15, FedEx Ground $25, FedEx Overnight $50, subject to eligibility.
You can use an outside pharmacy, but Winona then charges a $50 monthly platform fee for continuing doctor access on top of what that pharmacy bills. A customized compounded prescription also needs a pharmacy that can make it, so an outside quote is not directly comparable with Winona’s bundled prices.1, 6, 7, 2
Does Winona take insurance?
Winona does not bill insurance. It accepts HSA and FSA payment methods, major credit cards and Apple Pay. Its insurance help article says patients may submit receipts to their insurer for possible reimbursement, while section 5 of its terms says patients will not submit claims to government plans or other third-party payors. Those statements conflict, so ask Winona before counting on reimbursement in your budget.3, 4
Refills, cancellation and refunds
Orders process automatically on the supply schedule. Winona allows a full refund to the original payment method if you cancel within 24 hours after an order processes, using Treatment, Manage Prescription, then Cancel Current Order; the refund can take up to seven business days. After that window the policy excludes cancellations, returns and refunds for that order.
Stopping future refills is a separate step in account settings. Winona states there is no long-term agreement and no standalone account subscription fee.5
Who can order and where
Winona’s HRT policy covers women ages 35 to 59, including perimenopause. Pregnancy or breastfeeding, a history of blood clots, breast or reproductive cancers, heart attack or stroke, active liver disease and unexplained abnormal vaginal bleeding are among the exclusions; the prescribing doctor reviews your history before approving anything.
On November 6, 2026 Winona’s roster listed 37 states and Puerto Rico. The states and district it did not list were Alabama, Alaska, Arkansas, Kansas, Louisiana, Mississippi, New Mexico, North Dakota, Rhode Island, South Dakota, Utah, Vermont, West Virginia and Washington, DC.8, 9
Other Winona prices in this category
| Treatment | Published price | Source |
|---|---|---|
| Progesterone Capsules Oral capsule | From $39/month advertised; billing plan varies | Price page · checked |
| Estrogen Tablets Oral tablet | From $54/month advertised; billing plan varies | Price page · checked |
| Estrogen Body Cream Topical cream | From $89/month advertised; billing plan varies | Price page · checked |
| Estrogen Body Cream with Progesterone Topical cream | From $89/month advertised; billing plan varies | Price page · checked |
| Estrogen Patch Transdermal patch | From $149/month advertised; billing plan varies | Price page · checked |
| Progesterone Body Cream Topical cream | From $89/month advertised; billing plan varies | Price page · checked |
| Vaginal Estrogen Cream Vaginal cream | From $89/month advertised; billing plan varies | Price page · checked |
| DHEA Oral supplement | From $27 per three-month supply | Price page · checked |
Frequently asked questions
How much does Winona HRT cost per month?
Advertised starting rates are $39 for progesterone capsules, $54 for estrogen tablets, $149 for estrogen patches and $89 for creams. Your total is the sum of your prescribed products.
Does Winona take insurance?
No, Winona does not bill insurance. It accepts HSA and FSA cards, and its own help article and terms disagree on whether you can seek reimbursement.
Is there a separate Winona consultation fee?
Winona says its published prescription prices include ongoing doctor access and standard shipping. Using an outside pharmacy adds a $50 monthly platform fee.
How soon can I cancel a Winona refill and get a refund?
Within 24 hours after the order processes. After that the policy excludes refunds for that order.
Sources and check dates
- Winona treatment directory and prices · Checked
- Winona FAQ: billing intervals, shipping and care · Checked
- Winona payment and insurance article · Checked
- Winona terms and conditions · Checked
- Winona cancellation and refund policy · Checked
- Winona shipping services and prices · Checked
- Winona’s compounding pharmacies and outside-pharmacy fee · Checked
- Winona HRT eligibility exclusions · Checked
- Winona state service roster · Checked